$274,900
1102 45th Avenue NE
Saint Cloud, MN 56304
MLS# 7107750
3 beds  |  2 baths  |  1369 sqft


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Open House (09/27/2026 - 12:00 pm - 3:00 pm)

Property Description
Welcome home to this stunning end-unit townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. This thoughtfully designed home features three sides of windows, a deck, and 3 beds on one level! Step inside to a spacious foyer with an entry closet, leading upstairs to a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & counter space, a center island, Sherwin Williams Felted Wool cabinets with black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find three bedrooms on one level, including a spacious primary suite with a private full bath featuring a dual sink vanity with cultured marble countertops. Another full bath serves the additional bedrooms. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!

Details
Maps
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Active
Contingency: None
Current Price: $274,900
Original List Price: 289900
ListPrice: 274900
List Date: 2026-07-10
Office/Member Info
Association: SPAAR
General Property Information
Assoc Mgmt Co. Phone #: 763-567-8340
Association Fee Frequency: Monthly
Association Mgmt Co. Name: Waters Edge at Donovan Lake Townhome Association
Common Wall: Yes
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 0
Waterfront YN: No
Year Built: 2025
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Lot Dimensions: 34x98
Acres: 0.07
Bath Three Quarters: 0
Bath Half: 0
Bath Quarter: 0
Main Floor Total SqFt: 1300
Above Grd Total SqFt: 1300
Below Grd Total SqFt: 69
Total SqFt: 1369
Total Finished Sqft: 1300.00
FireplaceYN: No
Foundation Size: 699
Style: (TH) Side x Side
Garage Stalls: 2
Association Fee: 225
Assessment Pending: Unknown
Bedrooms: 3
Baths Total: 2
Bath Full: 2
Location, Tax and Other Information
AssocFeeYN: Yes
Legal Description: SECT-28 TWP-036 RANGE-030 WATERS EDGE AT DON LK 4TH ADDN LOT-013 BLOCK-002 ASSOCIATION YES COMMON EL YES CIC # 30 DECLARATION
Listing City: Saint Cloud
Map Page: 999
Municipality: Saint Cloud
School District: Sauk Rapids-Rice
School District Phone: 320-253-4703
Zip Plus 4: 3630
Property ID Number: 170215600
Tax Year: 2026
Tax Amount: 200
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Welcome home to this stunning end-unit townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. This thoughtfully designed home features three sides of windows, a deck, and 3 beds on one level! Step inside to a spacious foyer with an entry closet, leading upstairs to a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & counter space, a center island, Sherwin Williams Felted Wool cabinets with black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find three bedrooms on one level, including a spacious primary suite with a private full bath featuring a dual sink vanity with cultured marble countertops. Another full bath serves the additional bedrooms. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!
Directions: US-10 West. Right on 45th Ave. SE. Right 40th Ave. SE. Right on 2nd St. SE. Left on 47th Ave NE. Left on 45th Ave
Accessible
None: 1
Air Conditioning
Central Air: 1
Amenities Unit
Vaulted Ceiling(s): 1
Appliances
Dishwasher: 1
Microwave: 1
Range: 1
Refrigerator: 1
Assessments
Assessment Balance: 0
Tax With Assessments: 200
Association Fee Includes
Building Exterior: 1
Hazard Insurance: 1
Lawn Care: 1
Outside Maintenance: 1
Professional Mgmt: 1
Snow Removal: 1
Basement
Unfinished: 1
Bath Description
Upper Level Full Bath: 1
Full Primary: 1
Private Primary: 1
Builder Information
Builder ID: HEARTLAND ACRES INC
Builder License Number: 711685
Builder Name: HEARTLAND ACRES INC
Building Information
Finished SqFt Above Ground: 1300
Construction Status
Completed New Construction: 1
Exterior
Vinyl: 1
Foundation
Concrete Block: 1
Fuel
Natural Gas: 1
Heating
Forced Air: 1
Insurance Fee
Insurance Fee: 0
Lease Details
Land Leased: Not Applicable
Miscellaneous Information
DP Resource: Yes
Homestead: No
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Dimensions: 25x19
Garage Square Feet: 475
Tuckunder Garage: 1
Public Survey Info
Range#: 30
Section#: 28
Township#: 36
Restriction/Covenants
Pets - Cats Allowed: 1
Pets - Dogs Allowed: 1
Rental Restrictions May Apply: 1
Roof
Age 8 Years or Less: 1
Sewer
City Sewer/Connected: 1
Special Search
3 BR on One Level: 1
Stories
Three Level Split: 1
Townhouse Characteristics
End Unit: 1
Multi-Level: 1
Water
City Water/Connected: 1
Location Tax and Other Information
House Number: 1102
Street Name: 45th
Street Suffix: Avenue
Street Direction Suffix: NE
Postal City: Saint Cloud
County: Benton
State: MN
Zip Code: 56304
Complex/Dev/Subdivision: Waters Edge At Don Lake 4th Add
Property Features
Accessible: None
Air Conditioning: Central Air
Amenities Unit: Vaulted Ceiling(s)
Appliances: Dishwasher; Microwave; Range; Refrigerator
Association Fee Includes: Building Exterior; Hazard Insurance; Lawn Care; Outside Maintenance; Professional Mgmt; Snow Removal
Basement: Unfinished
Bath Description: Upper Level Full Bath; Full Primary; Private Primary
Construction Status: Completed New Construction
Exterior: Vinyl
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Forced Air
Parking Characteristics: Tuckunder Garage
Roof: Age 8 Years or Less
Sewer: City Sewer/Connected
Special Search: 3 BR on One Level
Stories: Three Level Split
Townhouse Characteristics: End Unit; Multi-Level
Water: City Water/Connected
Room Information
Room Name Dimensions Level
Dining Room12x10Main
First (1st) Bedroom13x12Upper
Great Room15x14Main
Kitchen10x10Main
Second (2nd) Bedroom11x11Upper
Third (3rd) Bedroom13x10Upper

IDX
Listing Office: eXp Realty

Last Updated: September - 25 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.


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