$200,000
Saint Cloud, MN 56301
MLS# 7112660
4 beds | 2 baths | 3496 sqft
1 / 31
Property Description
Welcome to 1521 Garfield Court, St. Cloud—a charming, legal duplex in an outstanding location just minutes from Lake George, St. Cloud State University, and downtown St. Cloud. Whether you're looking to expand your investment portfolio or owner-occupy while generating rental income, this well-maintained property is a fantastic opportunity. The spacious main-level unit features 3 bedrooms, 1 full bathroom, beautiful hardwood floors, original oak trim, a generous kitchen with a dinette area, and a large bonus family room/seasonal porch offering additional living space. This unit is clean, move-in ready, and was previously rented for $1,250 per month. The upper-level unit offers 1 bedroom and 1 full bathroom with charming views of the surrounding neighborhood. It is currently rented for $800 per month, providing immediate rental income. The shared basement includes laundry facilities and ample storage for both units. Outside you'll find a 1-car detached garage, a private backyard, and attractive curb appeal. The property is well maintained inside and out, has a current rental license, and features reasonable 2026 property taxes of just $3,144. A turnkey duplex in a desirable location with strong rental history and excellent owner-occupant or investment potential.
Details
Maps
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Active
Contingency: None
Current Price: $200,000
Original List Price: 225000
ListPrice: 200000
List Date: 2026-07-24
Office/Member Info
Association: SPAAR
General Property Information
Lot Measurement: Acres
Multiple PIDs?: No
Owner Occupied: No
Waterfront YN: No
Year Built: 1930
Yearly/Seasonal: Yearly
Lot Dimensions: 41x126
Acres: 0.12
Main Floor Total SqFt: 1448
Below Grd Total SqFt: 1448
Above Ground SqFt: 2048
Total SqFt: 3496
Total Finished Sqft: 3496.00
Foundation Size: 1448
Style: (MF) Duplex Up and Down
Garage Stalls: 1
Assessment Pending: No
Bedrooms: 4
Baths Total: 2
Location, Tax and Other Information
Legal Description: LOT 017 BLK 001 GARFIELD'S ADD SECTION 14 TOWNSHIP 124 RANGE 028
Listing City: Saint Cloud
Map Page: 231
Municipality: Saint Cloud
School District: St. Cloud
School District Phone: 320-253-9333
Property ID Number: 82471310000
Tax Year: 2026
Tax Amount: 3144
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Welcome to 1521 Garfield Court, St. Cloud—a charming, legal duplex in an outstanding location just minutes from Lake George, St. Cloud State University, and downtown St. Cloud. Whether you're looking to expand your investment portfolio or owner-occupy while generating rental income, this well-maintained property is a fantastic opportunity.
The spacious main-level unit features 3 bedrooms, 1 full bathroom, beautiful hardwood floors, original oak trim, a generous kitchen with a dinette area, and a large bonus family room/seasonal porch offering additional living space. This unit is clean, move-in ready, and was previously rented for $1,250 per month.
The upper-level unit offers 1 bedroom and 1 full bathroom with charming views of the surrounding neighborhood. It is currently rented for $800 per month, providing immediate rental income.
The shared basement includes laundry facilities and ample storage for both units. Outside you'll find a 1-car detached garage, a private backyard, and attractive curb appeal. The property is well maintained inside and out, has a current rental license, and features reasonable 2026 property taxes of just $3,144.
A turnkey duplex in a desirable location with strong rental history and excellent owner-occupant or investment potential.
Directions: From Division Street to S on 15th Ave to Garfield Court to home.
Accessible
None: 1
Amenities Shared
None: 1
Assessments
Assessment Balance: 0
Tax With Assessments: 3144
Basement
Concrete Block: 1
Unfinished: 1
Building Information
Finished SqFt Above Ground: 2048
Finished SqFt Below Ground: 1448
Construction Status
Previously Owned: 1
Exterior
Vinyl: 1
Foundation
Concrete Block: 1
Fuel
Natural Gas: 1
Heating
Forced Air: 1
Laundry
In Basement: 1
Lease Details
Land Leased: Not Applicable
Miscellaneous Information
DP Resource: Yes
Homestead: No
Owner Pays
Sewer: 1
Trash Collection: 1
Water: 1
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Door Height: 7
Garage Square Feet: 200
Public Survey Info
Range#: 28
Section#: 14
Township#: 124
Road Frontage
City Street: 1
Sellers Terms
Cash: 1
Conventional: 1
Sewer
City Sewer/Connected: 1
Stories
Two: 1
Unit 1
Furnished?: No
Leased?: No
Level: Main Level
Unit Number: 1
Full Baths: 1
Total Rooms: 6
Finished SqFt: 1448
No. of Units Like This: 1
Total Baths: 1
Total Bedrooms: 3
Unit Details
Total Units: 2
Water
City Water/Connected: 1
Income and Expenses
Annual Caretaker Expense: 0
Annual Electric Expense: 0
Annual Fuel Expense: 0
Annual Gross Expenses: 0
Annual Gross Income: 24600
Annual Insurance Expense: 0
Annual Maintenance Expense: 0
Annual Repair Expense: 0
Annual Trash Expense: 0
Annual Water/Sewer Expense: 0
Total Annual Expenses: 0
No. of Ranges
Two: 1
No. of Refrigerators
Two: 1
Tenant Pays
Electricity: 1
Gas: 1
Unit 1 Special Search
Main Floor Bedroom: 1
3 BR on One Level: 1
Unit 2
Furnished?: No
Leased?: Yes
Unit Number: 2
Annual Rent: 9600
Finished SqFt: 700
Full Baths: 1
Monthly Rent: 800
No. of Units Like This: 1
Total Baths: 1
Total Bedrooms: 1
Total Rooms: 5
Location Tax and Other Information
House Number: 1521
Street Name: Garfield
Street Suffix: Court
Postal City: Saint Cloud
County: Stearns
State: MN
Zip Code: 56301
Complex/Dev/Subdivision: Garfields Add
Property Features
Accessible: None
Amenities Shared: None
Basement: Concrete Block; Unfinished
Construction Status: Previously Owned
Exterior: Vinyl
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Forced Air
Laundry: In Basement
Owner Pays: Sewer; Trash Collection; Water
Road Frontage: City Street
Sellers Terms: Cash; Conventional
Sewer: City Sewer/Connected
Stories: Two
Tenant Pays: Electricity; Gas
Unit 1 Special Search: Main Floor Bedroom; 3 BR on One Level
Water: City Water/Connected
Listing Office: Core Realty LLC
Last Updated: September - 16 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
