$290,000
Jacobson, MN 55752
MLS# 7106715
Status: Pending
2 beds | 1 baths | 720 sqft

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Property Description
Are you searching for a peaceful Up North retreat or a lake home to enjoy year-round? This charming, move-in ready property offers the best of both worlds! Nestled among mature trees on 1.5 wooded acres, you'll enjoy the perfect blend of privacy, nature, and lakeside living. The expansive, park-like setting features a level, grassy yard that extends all the way to 150ft of shoreline on Ball Bluff Lake which is known for being a deep clean lake great for recreation and fishing. All of this provides the ideal space for relaxing, entertaining, or enjoying the outdoors. Inside, this well-maintained one-story home offers the convenience of main-level living with 2 bedrooms, a full bathroom, and main-floor laundry. There is detached 2-car fully insulated/heated garage with a rough in for a bathroom plus storage shed which provides plenty of room for vehicles, tools, and recreational gear. Recent updates include a new roof in 2017, making this an excellent option for those looking to downsize or for first-time homebuyers entering the market. Towering evergreens create a beautiful natural backdrop, making this property feel much bigger than it’s recorded 1.5 acres.. it even has some trails going through it - your own Northwoods playground right in your backyard! Bonus: This home is being sold mostly furnished, plus there's a pontoon and boat trailer for sale, making it easy to start enjoying lake life from day one!
Details
Maps
Documents
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Pending
Off Market Date: 2026-08-17
Contingency: None
Current Price: $290,000
Original List Price: 290000
ListPrice: 290000
List Date: 2026-07-10
Office/Member Info
Association: GLAR
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 1
Road Btwn WF & Home?: No
Waterfront Frontage: 150
Waterfront YN: Yes
Year Built: 2000
Yearly/Seasonal: Yearly
Zoning: Shoreline, Residential-Single Family
Lot Dimensions: 150X350X250X315
Acres: 1.54
Bath Three Quarters: 0
Bath Half: 0
Lake/Waterfront Name: Ball Bluff
Bath Quarter: 0
Main Floor Total SqFt: 720
Above Grd Total SqFt: 720
Below Grd Total SqFt: 0
Total SqFt: 720
Total Finished Sqft: 720.00
FireplaceYN: Yes
Foundation Size: 720
Style: (SF) Single Family
Garage Stalls: 4
Power Company: Lake Country Power
Association Fee: 0
Assessment Pending: No
Bedrooms: 2
Baths Total: 1
Bath Full: 1
Location, Tax and Other Information
AssocFeeYN: No
Legal Description: (PID 06-0-007508) PT GOVT LOT 2 (TRACT C)
Listing City: Jacobson
Map Page: 999
Municipality: Jacobson
School District: McGregor
School District Phone: 218-768-2111
DNR Lake ID#: 01004600
DNR Lake Classification: Recreational Development
Zip Plus 4: 2978
Property ID Number: 060007508
Tax Year: 2026
Tax Amount: 952
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Are you searching for a peaceful Up North retreat or a lake home to enjoy year-round? This charming, move-in ready property offers the best of both worlds! Nestled among mature trees on 1.5 wooded acres, you'll enjoy the perfect blend of privacy, nature, and lakeside living.
The expansive, park-like setting features a level, grassy yard that extends all the way to 150ft of shoreline on Ball Bluff Lake which is known for being a deep clean lake great for recreation and fishing. All of this provides the ideal space for relaxing, entertaining, or enjoying the outdoors. Inside, this well-maintained one-story home offers the convenience of main-level living with 2 bedrooms, a full bathroom, and main-floor laundry. There is detached 2-car fully insulated/heated garage with a rough in for a bathroom plus storage shed which provides plenty of room for vehicles, tools, and recreational gear. Recent updates include a new roof in 2017, making this an excellent option for those looking to downsize or for first-time homebuyers entering the market. Towering evergreens create a beautiful natural backdrop, making this property feel much bigger than it’s recorded 1.5 acres.. it even has some trails going through it - your own Northwoods playground right in your backyard!
Bonus: This home is being sold mostly furnished, plus there's a pontoon and boat trailer for sale, making it easy to start enjoying lake life from day one!
Directions: Only 5min south of Jacobson: Head southwest on MN-200 W/MN-65 S
Follow for 4.5 mi and
Turn left onto 640th Ln
Destination will be on the right
(SEE FOR SALE SIGN)
Accessible
None: 1
Acreage Information
Wooded Acres: 0.75
Air Conditioning
Window Unit(s): 1
Amenities Unit
Kitchen Window: 1
Patio: 1
Appliances
Range: 1
Refrigerator: 1
Assessments
Assessment Balance: 0
Assessment Installment: 0
Tax With Assessments: 952
Basement
Foundation Dimensions: 24x30
None: 1
Bath Description
Main Floor Full Bath: 1
Building Information
Finished SqFt Above Ground: 720
Construction Materials
Concrete: 1
Frame: 1
Construction Status
Previously Owned: 1
Dining Room Description
Kitchen/Dining Room: 1
Living/Dining Room: 1
Elevation Highpoint to Waterfront Feet
Elevation Highpoint Waterfront Feet: 0-4
Elevation Highpoint to Waterfront Slope
Level: 1
Existing Financing
Conventional: 1
Exterior
Vinyl: 1
Fencing
None: 1
Foundation
Slab: 1
Fuel
Electric: 1
Propane: 1
Heating
Baseboard: 1
Radiant: 1
Space Heater: 1
Insurance Fee
Insurance Fee: 0
Internet Options
Fiber Optic: 1
Lake Details
Gravel: 1
Lake Acres: 178
Lake Depth: 75
Soft: 1
Undeveloped: 1
Weeds: 1
Laundry
Main Level: 1
Other: 1
Lease Details
Land Leased: Not Applicable
Lock Box Type
Lock Box Source: GLAR
SentriLock: 1
Lot Description
Accessible Shoreline: 1
Tree Coverage - Medium: 1
Miscellaneous Information
DP Resource: Yes
Homestead: No
Outbuildings
Additional Garage: 1
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Dimensions: 26x38
Garage Square Feet: 988
Heated Garage: 1
Insulated Garage: 1
Patio, Porch and Deck Features
Patio: 1
Pool Description
None: 1
Property Subtype
Cabin: 1
Public Survey Info
Range#: 23
Section#: 5
Township#: 51
Road Frontage
County Road: 1
Road Responsibility
Public Maintained Road: 1
Roof
Age Over 8 Years: 1
Asphalt Shingles: 1
Sellers Terms
Cash: 1
Conventional: 1
Sewer
Private Sewer: 1
Septic System Compliant - Yes: 1
Tank with Drainage Field: 1
Special Search
All Living Facilities on One Level: 1
Main Floor Bedroom: 1
Main Floor Laundry: 1
Stories
One: 1
Water
4-Inch Submersible: 1
Private: 1
Well: 1
Waterfront Type
Lake Front: 1
Lake View: 1
Dock: 1
Waterfront View
Lake: 1
South: 1
Location Tax and Other Information
House Number: 20433
Street Name: 640th
Street Suffix: Lane
Postal City: Jacobson
County: Aitkin
State: MN
Zip Code: 55752
Property Features
Accessible: None
Air Conditioning: Window Unit(s)
Amenities Unit: Kitchen Window; Patio
Appliances: Range; Refrigerator
Basement: None
Bath Description: Main Floor Full Bath
Construction Materials: Concrete; Frame
Construction Status: Previously Owned
Dining Room Description: Kitchen/Dining Room; Living/Dining Room
Elevation Highpoint to Waterfront Slope: Level
Existing Financing: Conventional
Exterior: Vinyl
Fencing: None
Foundation: Slab
Fuel: Electric; Propane
Heating: Baseboard; Radiant; Space Heater
Internet Options: Fiber Optic
Lake Details: Gravel; Soft; Undeveloped; Weeds
Laundry: Main Level; Other
Lock Box Type: SentriLock
Lot Description: Accessible Shoreline; Tree Coverage - Medium
Outbuildings: Additional Garage
Parking Characteristics: Heated Garage; Insulated Garage
Pool Description: None
Property Subtype: Cabin
Road Frontage: County Road
Road Responsibility: Public Maintained Road
Roof: Age Over 8 Years; Asphalt Shingles
Sellers Terms: Cash; Conventional
Sewer: Private Sewer; Septic System Compliant - Yes; Tank with Drainage Field
Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry
Stories: One
Water: 4-Inch Submersible; Private; Well
Waterfront Type: Lake Front; Lake View; Dock
Waterfront View: Lake; South
Room Information
| Room Name | Dimensions | Level |
| Dining Room | 11x8 | Main |
| First (1st) Bedroom | 12.5x9.5 | Main |
| Kitchen | 10x9 | Main |
| Living Room | 15.5x12.5 | Main |
| Second (2nd) Bedroom | 10.5x9.5 | Main |
Listing Office: RE/MAX Northland
Last Updated: August - 17 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
Seller Disclosures 20433 640th Ln Mathia 