$800,000
425 N Main Street
Center City, MN 55012
MLS# 7140889
Status: Coming Soon
3 beds  |  4 baths  |  3360 sqft


Welcome to this lake retreat.with two seperate lakes adjacent to this property.
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Welcome to this lake retreat.with two seperate lakes adjacent to this property. Front view of home and newer roof. 425 N Main Street Center City, MN North Center Lake, dock & removable seating is included. View of North Center Lake & dock. 259 ft of Shoreline on Pioneer Lake Private sandy beach & maintenance freedock. 166 ft of private shoreline on North Center Lake View of lake from deck Teared boulder wall & campfire setting Unique floor plan & extensive design. Upper level loft with lots of angles, high ceiling, gorgeous woodwork & plenty of sunshine. Tiled owners suite round shower ceiling, with light coming in from above is a must see. Cozy indoor sauna in lower level includes a 3/4 bath. Gorgeous 2nd level addition shown to the left is quite the view from the lake. Spacious 500 sq foot garage boat house North Center Lake is adjacent to the left & Pioneer Lake is to adjacent to the right of the home. North Center Lake Plot map.jpg
Open House (09/26/2026 - 1:00 pm - 4:00 pm)

Property Description
A truly rare isthmus property offering seasonal lake views and year round tranquility, perfectly positioned between Pioneer Lake with 259 feet of shoreline and North Center Lake with 166 feet of shoreline. Enjoy the charm of having two recreational lakes at your doorstep. Pioneer Lake is known for fishing and recreation, and North Center Lake connecting you to the full Chisago Chain of Lakes for endless boating, exploration, and nearby restaurants. Set on a beautifully landscaped, just under a half acre, this retreat features a private sandy beach, a maintenance free dock with kayak racks and lounge seating, and a stunning 900 sq ft wrap around deck constructed with steel beams and composite materials after city approved variance. Whether you’re hosting lakeside gatherings, enjoying sunset campfires, or unwinding in the indoor sauna, the lifestyle here is unmatched. The architecturally unique double dome home includes a 2017 dome addition showcasing a luxurious owner’s suite with a cozy fireplace, private bath, laundry, walk-in closet, Cupola, and panoramic Anderson windows framing ever changing views. Below is an extensively remodeled studio (Completed in 2021) with its own entrance, updated modern features including a new kitchen, bath, fireplace, ceiling, Anderson windows, laundry & more. Currently rented month to month at $1,450, it also has a successful history as an Airbnb offering exceptional flexibility for income or multi generational living. The home is designed with an open concept main living area with a loft above the living room and additional added cupola; The lower level has a large bedroom, bath, sauna. third laundry & storage separate from the studio 3rd bedroom. Other major improvements include new steel roofs on the home (2017); full boulder and beach landscaping (2017); gas service added with new boiler system and two gas fireplaces (2018); new wood stove (2020); updated living room flooring (2020); and a fully resurfaced, widened driveway (2021). Additional features: spacious boathouse for storage, 500 sq ft garage, indoor sauna, and the serenity of being the last home on a dead end street. A one of a kind lake property offering privacy, character, modern upgrades, and the rare experience of lakes on both sides, a true retreat just waiting to be enjoyed.

Details
Maps
Documents
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Coming Soon
Contingency: None
Current Price: $800,000
Original List Price: 800000
ListPrice: 800000
List Date: 2026-09-12
Office/Member Info
Association: SPAAR
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 3
Road Btwn WF & Home?: No
Waterfront Frontage: 166
Waterfront YN: Yes
Year Built: 1965
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Lot Dimensions: 146'x29'x72'x23'x42'x133'x63'x186'x10'
Acres: 0.49
Bath Three Quarters: 2
Bath Half: 1
Lake/Waterfront Name: North Center Lake
Bath Quarter: 0
Main Floor Total SqFt: 1680
Above Grd Total SqFt: 1680
Below Grd Total SqFt: 1680
Total SqFt: 3360
Total Finished Sqft: 3360.00
FireplaceYN: Yes
Foundation Size: 1680
Style: (SF) Single Family
Garage Stalls: 2
Power Company: Xcel Energy
Association Fee: 0
Assessment Pending: No
Bedrooms: 3
Baths Total: 4
Bath Full: 1
Location, Tax and Other Information
AssocFeeYN: No
Legal Description: SECTION 27 TOWNSHIP 034 RANGE 020 THAT PT OF GOV LOT 3 DESC AS FOL: COMM AT MOST S'LY COR OF LOT 8, BLK 7 OF REC'D PLAT OF CENTRE CITY; TH N 17D 09'19"E ASSUM BEAR ALONG W'LY LINE OF SAID LOT 8, A DIST OF 199.77 FT TO MOST N'LY COR OF SAID LOT 8; TH N 43D 38'39"W A DIST OF 29.88 FT; TH N 1
Listing City: Center City
Map Page: 12
Municipality: Center City
School District: Chisago Lakes
School District Phone: 651-213-2096
DNR Lake ID#: 13003201
DNR Lake Classification: General Development
Zip Plus 4: 4336
Property ID Number: 120000600
Tax Year: 2025
Tax Amount: 5197
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: A truly rare isthmus property offering seasonal lake views and year round tranquility, perfectly positioned between Pioneer Lake with 259 feet of shoreline and North Center Lake with 166 feet of shoreline. Enjoy the charm of having two recreational lakes at your doorstep. Pioneer Lake is known for fishing and recreation, and North Center Lake connecting you to the full Chisago Chain of Lakes for endless boating, exploration, and nearby restaurants. Set on a beautifully landscaped, just under a half acre, this retreat features a private sandy beach, a maintenance free dock with kayak racks and lounge seating, and a stunning 900 sq ft wrap around deck constructed with steel beams and composite materials after city approved variance. Whether you’re hosting lakeside gatherings, enjoying sunset campfires, or unwinding in the indoor sauna, the lifestyle here is unmatched. The architecturally unique double dome home includes a 2017 dome addition showcasing a luxurious owner’s suite with a cozy fireplace, private bath, laundry, walk-in closet, Cupola, and panoramic Anderson windows framing ever changing views. Below is an extensively remodeled studio (Completed in 2021) with its own entrance, updated modern features including a new kitchen, bath, fireplace, ceiling, Anderson windows, laundry & more. Currently rented month to month at $1,450, it also has a successful history as an Airbnb offering exceptional flexibility for income or multi generational living. The home is designed with an open concept main living area with a loft above the living room and additional added cupola; The lower level has a large bedroom, bath, sauna. third laundry & storage separate from the studio 3rd bedroom. Other major improvements include new steel roofs on the home (2017); full boulder and beach landscaping (2017); gas service added with new boiler system and two gas fireplaces (2018); new wood stove (2020); updated living room flooring (2020); and a fully resurfaced, widened driveway (2021). Additional features: spacious boathouse for storage, 500 sq ft garage, indoor sauna, and the serenity of being the last home on a dead end street. A one of a kind lake property offering privacy, character, modern upgrades, and the rare experience of lakes on both sides, a true retreat just waiting to be enjoyed.
Directions: Hwy 8 to N on Andrews Ave, which turns into Summit Ave, L on North Main St (which is a dead end street) last house on the end.
Accessible
None: 1
Air Conditioning
Ductless: 1
Window Unit(s): 1
Amenities Unit
Ceiling Fan(s): 1
Deck: 1
Dock: 1
Natural Woodwork: 1
Panoramic View: 1
Patio: 1
Porch: 1
Primary Bedroom Walk-In Closet: 1
Sauna: 1
Tile Floors: 1
Vaulted Ceiling(s): 1
Walk-In Closet: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Assessments
Assessment Balance: 57
Tax With Assessments: 5254
Basement
Concrete Block: 1
Drain Tiled: 1
Egress Windows: 1
Full: 1
Single Tenant Access: 1
Tile Shower: 1
Bath Description
Main Floor 1/2 Bath: 1
3/4 Primary: 1
Private Primary: 1
3/4 Basement: 1
Full Basement: 1
Walk-In Shower Stall: 1
Building Information
Finished SqFt Above Ground: 1680
Finished SqFt Below Ground: 1680
Construction Materials
Block: 1
Frame: 1
Construction Status
Previously Owned: 1
Dining Room Description
Breakfast Bar: 1
Informal Dining Room: 1
Electric
200+ Amp Service: 1
Circuit Breakers: 1
Elevation Highpoint to Waterfront Feet
Elevation Highpoint Waterfront Feet: 4-10
Elevation Highpoint to Waterfront Slope
Gradual: 1
Exterior
Cedar: 1
Metal: 1
Steel Siding: 1
Family Room Characteristics
Loft: 1
Fireplace Characteristics
Gas Burning: 1
Living Room: 1
Primary Bedroom: 1
Stone: 1
Foundation
Concrete Block: 1
Fuel
Natural Gas: 1
Wood: 1
Heating
Baseboard: 1
Boiler: 1
Hot Water: 1
Wood Stove: 1
Insurance Fee
Insurance Fee: 0
Lake Details
Lake Acres: 749
Lake Chain Acreage: 5357
Lake Chain Name: Chisago Lakes
Lake Depth: 46
Sand: 1
Laundry
In Basement: 1
In Unit: 1
Main Level: 1
Lease Details
Land Leased: Not Applicable
Lock Box Type
Lock Box Source: SPAAR
Supra: 1
Lot Description
Accessible Shoreline: 1
Miscellaneous Information
Homestead: No
Outbuildings
Boat House: 1
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Dimensions: 20X25
Garage Door Height: 7
Garage Door Width: 16
Garage Square Feet: 500
Garage Door Opener: 1
Storage: 1
Patio, Porch and Deck Features
Deck: 1
Front Porch: 1
Patio: 1
Wrap Around: 1
Pool Description
None: 1
Public Survey Info
Range#: 20
Section#: 27
Township#: 34
Road Frontage
City Street: 1
No Outlet/Dead End: 1
Paved Streets: 1
Road Responsibility
Public Maintained Road: 1
Roof
Metal: 1
Pitched: 1
Second Unit
Existing In-Law w/Bath: 1
Existing In-Law w/Kitchen: 1
Sellers Terms
Cash: 1
Conventional: 1
Sewer
City Sewer/Connected: 1
Special Search
All Living Facilities on One Level: 1
Main Floor Bedroom: 1
Main Floor Laundry: 1
Main Floor Primary: 1
Primary Bdr Suite: 1
Stories
One: 1
Water
City Water/Connected: 1
Waterfront Type
Lake Front: 1
Lake View: 1
Waterfront View
Panoramic: 1
West: 1
See Remarks: 1
Location Tax and Other Information
House Number: 425
Street Direction Prefix: N
Street Name: Main
Street Suffix: Street
Postal City: Center City
County: Chisago
State: MN
Zip Code: 55012
Property Features
Accessible: None
Air Conditioning: Ductless; Window Unit(s)
Amenities Unit: Ceiling Fan(s); Deck; Dock; Natural Woodwork; Panoramic View; Patio; Porch; Primary Bedroom Walk-In Closet; Sauna; Tile Floors; Vaulted Ceiling(s); Walk-In Closet
Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer
Basement: Concrete Block; Drain Tiled; Egress Windows; Full; Single Tenant Access; Tile Shower
Bath Description: Main Floor 1/2 Bath; 3/4 Primary; Private Primary; 3/4 Basement; Full Basement; Walk-In Shower Stall
Construction Materials: Block; Frame
Construction Status: Previously Owned
Dining Room Description: Breakfast Bar; Informal Dining Room
Electric: 200+ Amp Service; Circuit Breakers
Elevation Highpoint to Waterfront Slope: Gradual
Exterior: Cedar; Metal; Steel Siding
Family Room Characteristics: Loft
Fireplace Characteristics: Gas Burning; Living Room; Primary Bedroom; Stone
Foundation: Concrete Block
Fuel: Natural Gas; Wood
Heating: Baseboard; Boiler; Hot Water; Wood Stove
Lake Details: Sand
Laundry: In Basement; In Unit; Main Level
Lock Box Type: Supra
Lot Description: Accessible Shoreline
Outbuildings: Boat House
Parking Characteristics: Garage Door Opener; Storage
Pool Description: None
Road Frontage: City Street; No Outlet/Dead End; Paved Streets
Road Responsibility: Public Maintained Road
Roof: Metal; Pitched
Second Unit: Existing In-Law w/Bath; Existing In-Law w/Kitchen
Sellers Terms: Cash; Conventional
Sewer: City Sewer/Connected
Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite
Stories: One
Water: City Water/Connected
Waterfront Type: Lake Front; Lake View
Waterfront View: Panoramic; West; See Remarks
Room Information
Room Name Level
Informal Dining RoomMain
Living RoomMain
DeckMain
First (1st) BedroomMain
KitchenMain
Second KitchenLower
LaundryMain
LaundryBasement
LaundryBasement
PatioLower
Second (2nd) BedroomBasement
Third (3rd) BedroomBasement
Family RoomUpper

IDX
Listing Office: RE/MAX Professionals

Last Updated: September - 18 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.


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