$189,900
432 28th Avenue N
Saint Cloud, MN 56303
MLS# 7104923
2 beds  |  2 baths  |  1632 sqft


432 28th Ave N
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432 28th Ave N Kitchen Stainless appliances Kitchen tile backsplash Kitchen Dining Room Dining Room to Living Room Dining Living Room Living room to Dining Living room Living Room Bedroom 1 Bedroom 2 MF Full Bath Entry way LL Family Room LL Family Room LL Extra Room LL Storage room LL Workshop LL Laundry Room Rear Deck LL Deck Side house Front Front Garage Chainlink back yard 10x15 Storage Shed Storage shed Playground BB Court at playground

Property Description
Very charming 2BR 2 Bath rambler nestled in the heart of St Cloud, located near parks. updated kitchen has all stainless appliances and hardwood floors, updated furnace and AC unit. Lots of charm throughout the home, basement has nice family room with a workshop and lots of storage area.

Details
Maps
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Active
Contingency: None
Current Price: $189,900
Original List Price: 210000
ListPrice: 189900
List Date: 2026-07-08
Office/Member Info
Association: SCAAR
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 1
Waterfront YN: No
Year Built: 1925
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Lot Dimensions: 126x42
Acres: 0.12
Bath Three Quarters: 0
Bath Half: 1
Bath Quarter: 0
Main Floor Total SqFt: 836
Above Grd Total SqFt: 816
Below Grd Total SqFt: 816
Total SqFt: 1632
Total Finished Sqft: 1333.00
FireplaceYN: Yes
Foundation Size: 816
Style: (SF) Single Family
Garage Stalls: 1
Power Company: Xcel Energy
Association Fee: 0
Assessment Pending: No
Bedrooms: 2
Baths Total: 2
Bath Full: 1
Location, Tax and Other Information
AssocFeeYN: No
Legal Description: LOT 023 BLK 028 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028
Listing City: Saint Cloud
Map Page: 230
Municipality: Saint Cloud
School District: St. Cloud
School District Phone: 320-253-9333
Zip Plus 4: 3748
Property ID Number: 82455310002
Tax Year: 2026
Tax Amount: 1874
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Very charming 2BR 2 Bath rambler nestled in the heart of St Cloud, located near parks. updated kitchen has all stainless appliances and hardwood floors, updated furnace and AC unit. Lots of charm throughout the home, basement has nice family room with a workshop and lots of storage area.
Directions: 3rd Street North, go North on 28th Ave, house in right
Accessible
None: 1
Air Conditioning
Central Air: 1
Amenities Unit
Ceiling Fan(s): 1
Deck: 1
Hardwood Floors: 1
Indoor Sprinklers: 1
Kitchen Window: 1
Natural Woodwork: 1
Washer/Dryer Hookup: 1
Appliances
Dishwasher: 1
Dryer: 1
Energy Star Appliances: 1
Microwave: 1
Range: 1
Refrigerator: 1
Assessments
Assessment Balance: 0
Assessment Installment: 8
Tax With Assessments: 1882
Assumable Loan
Not Assumable: 1
Basement
Foundation Dimensions: 21x34
Partially Finished: 1
Storage Space: 1
Bath Description
Main Floor Full Bath: 1
1/2 Basement: 1
Building Information
Finished SqFt Above Ground: 836
Finished SqFt Below Ground: 497
Construction Materials
Frame: 1
Construction Status
Previously Owned: 1
Dining Room Description
Living/Dining Room: 1
Electric
100 Amp Service: 1
Circuit Breakers: 1
Existing Financing
Conventional: 1
Exterior
Metal: 1
Family Room Characteristics
Lower Level: 1
Fencing
Chain Link: 1
Fireplace Characteristics
Electric: 1
Foundation
Poured Concrete: 1
Fuel
Natural Gas: 1
Heating
Forced Air: 1
Insurance Fee
Insurance Fee: 0
Internet Options
Cable: 1
Laundry
In Basement: 1
Sink: 1
Lease Details
Land Leased: Not Applicable
Lot Description
Public Transit (w/in 6 blks): 1
Tree Coverage - Medium: 1
Miscellaneous Information
DP Resource: Yes
Homestead: Yes
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Dimensions: 12x18
Garage Door Height: 7
Garage Square Feet: 216
Patio, Porch and Deck Features
Deck: 1
Pool Description
None: 1
Public Survey Info
Range#: 28
Section#: 10
Township#: 124
Road Frontage
City Street: 1
Road Responsibility
Public Maintained Road: 1
Roof
Age Over 8 Years: 1
Asphalt Shingles: 1
Sellers Terms
Cash: 1
Conventional: 1
Sewer
City Sewer/Connected: 1
Special Search
Main Floor Bedroom: 1
Stories
One: 1
Water
City Water/Connected: 1
Location Tax and Other Information
House Number: 432
Street Name: 28th
Street Suffix: Avenue
Street Direction Suffix: N
Postal City: Saint Cloud
County: Stearns
State: MN
Zip Code: 56303
Complex/Dev/Subdivision: Central Park Add
Property Features
Accessible: None
Air Conditioning: Central Air
Amenities Unit: Ceiling Fan(s); Deck; Hardwood Floors; Indoor Sprinklers; Kitchen Window; Natural Woodwork; Washer/Dryer Hookup
Appliances: Dishwasher; Dryer; Energy Star Appliances; Microwave; Range; Refrigerator
Assumable Loan: Not Assumable
Basement: Partially Finished; Storage Space
Bath Description: Main Floor Full Bath; 1/2 Basement
Construction Materials: Frame
Construction Status: Previously Owned
Dining Room Description: Living/Dining Room
Electric: 100 Amp Service; Circuit Breakers
Existing Financing: Conventional
Exterior: Metal
Family Room Characteristics: Lower Level
Fencing: Chain Link
Fireplace Characteristics: Electric
Foundation: Poured Concrete
Fuel: Natural Gas
Heating: Forced Air
Internet Options: Cable
Laundry: In Basement; Sink
Lot Description: Public Transit (w/in 6 blks); Tree Coverage - Medium
Pool Description: None
Road Frontage: City Street
Road Responsibility: Public Maintained Road
Roof: Age Over 8 Years; Asphalt Shingles
Sellers Terms: Cash; Conventional
Sewer: City Sewer/Connected
Special Search: Main Floor Bedroom
Stories: One
Water: City Water/Connected
Room Information
Room Name Dimensions Level
Dining Room10x10Main
Family Room20x9Lower
First (1st) Bedroom10x9Main
Flex Room10x7Lower
Kitchen10x9Main
Living Room17x10Main
Mud Room8x4Main
Play Room9x9Lower
Second (2nd) Bedroom10x9Main

IDX
Listing Office: Purpose Driven Realty, LLC

Last Updated: August - 16 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.


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