$2,350,000
4650 Neal Avenue N
Stillwater, MN 55082
MLS# 7116415
5 beds  |  6 baths  |  8164 sqft


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Open House (08/22/2026 - 10:00 am - 12:00 pm)

Property Description
Tucked behind a long, private drive and surrounded by mature trees, this stately Georgian Colonial unfolds across 8.75 acres and 725 feet of McDonald Lake shoreline, offering the rare feeling of a true private estate. Here, mornings begin with tranquil views, summer days spill effortlessly onto an expansive deck, and evenings invite lingering with guests in a setting that feels far removed from the everyday. Yet for all its serenity, the property is remarkably connected to the best of the St. Croix Valley. Inside, the home reveals the scale and craftsmanship expected of an estate of this caliber, with soaring proportions, abundant natural light, and beautiful cherry woodwork creating a warm, timeless character. The gracious foyer opens to multiple gathering spaces, from the elegant dining room with wainscoting and fireplace to the formal living room and generous great room, where a brick-surround fireplace anchors relaxed entertaining. A handsome cherry-paneled den offers a quieter retreat, while French doors throughout invite the outdoors in, and a wet bar creates an effortless backdrop for everything from intimate evenings to larger celebrations. The heart of the home is designed around connection. The spacious kitchen, with its ample cabinetry, bar seating, and walk-in pantry flows naturally into the informal dining area and spacious sunroom—another sun-drenched place to gather or simply take in the wooded surroundings. Upstairs, the private Owner’s suite is conceived as a retreat of its own, with a separate sitting area and exquisite views, outfitted walk-in closet, and indulgent en suite. Additional bedroom suites and thoughtfully arranged baths provide comfort and convenience, while the walkout lower-level transforms into an entirely different experience. A dramatic stone fireplace grounds the family room, while the adjacent billiards room, wet bar, cedar-lined four-season porch, and flexible bonus spaces invite recreation, hobbies, and extended gatherings, plus a fifth bedroom with a walk-through ¾ en suite adds versatility. The grounds offer just as much possibility. The sweeping backyard could readily accommodate a pool, while the maintenance-free deck creates a natural stage for lakeside entertaining. A heated three-car attached garage is joined by an impressive four-car detached garage, complete with a bathroom and loft—an exceptional offering for car enthusiasts or creative pursuits. This home is ready for its next chapter, presenting an extraordinary opportunity to bring a fresh vision to an already remarkable foundation. And when you want to venture beyond your private retreat, Stillwater’s amenities, downtown, and the St. Croix River are less than 10 minutes away, with Hwy 36 and I-94 nearby for an easy commute to St Paul and MSP Airport. A rare convergence of privacy, shoreline, scale and potential, this is a property meant to be experienced—and reimagined.

Details
Maps
Documents
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Active
Contingency: None
Current Price: $2,350,000
Original List Price: 2350000
ListPrice: 2350000
List Date: 2026-08-14
Office/Member Info
Association: MAAR
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 4
Road Btwn WF & Home?: No
Waterfront YN: Yes
Year Built: 1993
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Lot Dimensions: 265x973x724x716
Acres: 8.75
Bath Three Quarters: 1
Bath Half: 2
Lake/Waterfront Name: McDonald
Bath Quarter: 0
Main Floor Total SqFt: 2838
Above Grd Total SqFt: 4930
Below Grd Total SqFt: 3234
Total SqFt: 8164
Total Finished Sqft: 7287.00
FireplaceYN: Yes
Foundation Size: 3234
Style: (SF) Single Family
Garage Stalls: 7
Association Fee: 0
Assessment Pending: Unknown
Bedrooms: 5
Baths Total: 6
Bath Full: 3
Location, Tax and Other Information
AssocFeeYN: No
Legal Description: SUBDIVISIONNAME SHORES OF LAKE MCDONALD LOT 4 BLOCK 1 SUBDIVISIONCD 78500 LOTS 4 AND 5 BLOCK 1
Listing City: Stillwater
Map Page: 96
Municipality: Baytown Twp
School District: Stillwater
School District Phone: 651-351-8301
DNR Lake ID#: 82001000
DNR Lake Classification: Natural Environment
Zip Plus 4: 2121
Property ID Number: 0802920230005
Tax Year: 2026
Tax Amount: 13276
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Tucked behind a long, private drive and surrounded by mature trees, this stately Georgian Colonial unfolds across 8.75 acres and 725 feet of McDonald Lake shoreline, offering the rare feeling of a true private estate. Here, mornings begin with tranquil views, summer days spill effortlessly onto an expansive deck, and evenings invite lingering with guests in a setting that feels far removed from the everyday. Yet for all its serenity, the property is remarkably connected to the best of the St. Croix Valley. Inside, the home reveals the scale and craftsmanship expected of an estate of this caliber, with soaring proportions, abundant natural light, and beautiful cherry woodwork creating a warm, timeless character. The gracious foyer opens to multiple gathering spaces, from the elegant dining room with wainscoting and fireplace to the formal living room and generous great room, where a brick-surround fireplace anchors relaxed entertaining. A handsome cherry-paneled den offers a quieter retreat, while French doors throughout invite the outdoors in, and a wet bar creates an effortless backdrop for everything from intimate evenings to larger celebrations. The heart of the home is designed around connection. The spacious kitchen, with its ample cabinetry, bar seating, and walk-in pantry flows naturally into the informal dining area and spacious sunroom—another sun-drenched place to gather or simply take in the wooded surroundings. Upstairs, the private Owner’s suite is conceived as a retreat of its own, with a separate sitting area and exquisite views, outfitted walk-in closet, and indulgent en suite. Additional bedroom suites and thoughtfully arranged baths provide comfort and convenience, while the walkout lower-level transforms into an entirely different experience. A dramatic stone fireplace grounds the family room, while the adjacent billiards room, wet bar, cedar-lined four-season porch, and flexible bonus spaces invite recreation, hobbies, and extended gatherings, plus a fifth bedroom with a walk-through ¾ en suite adds versatility. The grounds offer just as much possibility. The sweeping backyard could readily accommodate a pool, while the maintenance-free deck creates a natural stage for lakeside entertaining. A heated three-car attached garage is joined by an impressive four-car detached garage, complete with a bathroom and loft—an exceptional offering for car enthusiasts or creative pursuits. This home is ready for its next chapter, presenting an extraordinary opportunity to bring a fresh vision to an already remarkable foundation. And when you want to venture beyond your private retreat, Stillwater’s amenities, downtown, and the St. Croix River are less than 10 minutes away, with Hwy 36 and I-94 nearby for an easy commute to St Paul and MSP Airport. A rare convergence of privacy, shoreline, scale and potential, this is a property meant to be experienced—and reimagined.
Directions: Manning Ave N/Stillwater Blvd to E on 40th St N, L on McDonald Dr N, R on Neal Ave N to home on left.
Accessible
None: 1
Air Conditioning
Central Air: 1
Zoned: 1
Amenities Unit
Ceiling Fan(s): 1
Deck: 1
French Doors: 1
Hardwood Floors: 1
In-Ground Sprinkler: 1
Kitchen Center Island: 1
Kitchen Window: 1
Natural Woodwork: 1
Paneled Doors: 1
Patio: 1
Porch: 1
Primary Bedroom Walk-In Closet: 1
Security System: 1
Sun Room: 1
Tile Floors: 1
Walk-In Closet: 1
Washer/Dryer Hookup: 1
Wet Bar: 1
Appliances
Air-To-Air Exchanger: 1
Central Vacuum: 1
Cooktop: 1
Dishwasher: 1
Disposal: 1
Double Oven: 1
Dryer: 1
Freezer: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Water Filtration System: 1
Assessments
Assessment Balance: 0
Tax With Assessments: 13276
Basement
Full: 1
Storage Space: 1
Bath Description
Double Sink: 1
Full Jack & Jill: 1
Main Floor 1/2 Bath: 1
Upper Level Full Bath: 1
Full Primary: 1
Private Primary: 1
3/4 Basement: 1
Bathroom Ensuite: 1
Jetted Tub: 1
Separate Tub & Shower: 1
Walk Thru: 1
Building Information
Finished SqFt Above Ground: 4930
Finished SqFt Below Ground: 2357
Construction Status
Previously Owned: 1
Dining Room Description
Breakfast Bar: 1
Informal Dining Room: 1
Kitchen/Dining Room: 1
Separate/Formal Dining Room: 1
Exterior
Brick/Stone: 1
Cedar: 1
Family Room Characteristics
2 or More: 1
Entertainment/Media Center: 1
Family Room: 1
Great Room: 1
Lower Level: 1
Main Level: 1
Fencing
Invisible: 1
Fireplace Characteristics
Brick: 1
Family Room: 1
Gas Burning: 1
Stone: 1
Wood Burning: 1
Foundation
Concrete Block: 1
Fuel
Natural Gas: 1
Heating
Forced Air: 1
Humidifier: 1
Outdoor Boiler: 1
Zoned: 1
Insurance Fee
Insurance Fee: 0
Lake Details
Lake Acres: 40
Lake Depth: 0
Laundry
Electric Dryer Hookup: 1
Laundry Room: 1
Main Level: 1
Sink: 1
Washer Hookup: 1
Lease Details
Land Leased: Not Applicable
Lot Description
Irregular Lot: 1
Tree Coverage - Medium: 1
Miscellaneous Information
Homestead: Yes
Outbuildings
Additional Garage: 1
Ownership
Fractional Ownership: No
Parking Characteristics
Finished Garage: 1
Garage Dimensions: 36x22
Garage Square Feet: 2621
Multiple Garages: 1
Floor Drain: 1
Garage Door Opener: 1
Heated Garage: 1
Insulated Garage: 1
RV Access/Parking: 1
Storage: 1
Patio, Porch and Deck Features
Composite Decking: 1
Deck: 1
Patio: 1
Porch: 1
Rear Porch: 1
Public Survey Info
Range#: 20
Section#: 8
Township#: 29
Road Frontage
Paved Streets: 1
Township: 1
Road Responsibility
Public Maintained Road: 1
Roof
Age 8 Years or Less: 1
Asphalt Shingles: 1
Sewer
Private Sewer: 1
Special Search
3 BR on One Level: 1
4 BR on One Level: 1
Main Floor Laundry: 1
Primary Bdr Suite: 1
Stories
Two: 1
Water
Well: 1
Waterfront Type
Lake Front: 1
Location Tax and Other Information
House Number: 4650
Street Name: Neal
Street Suffix: Avenue
Street Direction Suffix: N
Postal City: Stillwater
County: Washington
State: MN
Zip Code: 55082
Complex/Dev/Subdivision: Shores of Lake McDonald
Property Features
Accessible: None
Air Conditioning: Central Air; Zoned
Amenities Unit: Ceiling Fan(s); Deck; French Doors; Hardwood Floors; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Natural Woodwork; Paneled Doors; Patio; Porch; Primary Bedroom Walk-In Closet; Security System; Sun Room; Tile Floors; Walk-In Closet; Washer/Dryer Hookup; Wet Bar
Appliances: Air-To-Air Exchanger; Central Vacuum; Cooktop; Dishwasher; Disposal; Double Oven; Dryer; Freezer; Microwave; Refrigerator; Washer; Water Filtration System
Basement: Full; Storage Space
Bath Description: Double Sink; Full Jack & Jill; Main Floor 1/2 Bath; Upper Level Full Bath; Full Primary; Private Primary; 3/4 Basement; Bathroom Ensuite; Jetted Tub; Separate Tub & Shower; Walk Thru
Construction Status: Previously Owned
Dining Room Description: Breakfast Bar; Informal Dining Room; Kitchen/Dining Room; Separate/Formal Dining Room
Exterior: Brick/Stone; Cedar
Family Room Characteristics: 2 or More; Entertainment/Media Center; Family Room; Great Room; Lower Level; Main Level
Fencing: Invisible
Fireplace Characteristics: Brick; Family Room; Gas Burning; Stone; Wood Burning
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Forced Air; Humidifier; Outdoor Boiler; Zoned
Laundry: Electric Dryer Hookup; Laundry Room; Main Level; Sink; Washer Hookup
Lot Description: Irregular Lot; Tree Coverage - Medium
Outbuildings: Additional Garage
Parking Characteristics: Finished Garage; Multiple Garages; Floor Drain; Garage Door Opener; Heated Garage; Insulated Garage; RV Access/Parking; Storage
Road Frontage: Paved Streets; Township
Road Responsibility: Public Maintained Road
Roof: Age 8 Years or Less; Asphalt Shingles
Sewer: Private Sewer
Special Search: 3 BR on One Level; 4 BR on One Level; Main Floor Laundry; Primary Bdr Suite
Stories: Two
Water: Well
Waterfront Type: Lake Front
Room Information
Room Name Dimensions Level
Bar/Wet Bar Room13x12Lower
Den21x17Main
Dining Room17x14Main
Family Room25x17Lower
Fifth (5th) Bedroom16x12Lower
First (1st) Bedroom27x15Upper
Flex Room19x17Lower
Four Season Porch16x15Lower
Fourth (4th) Bedroom17x12Upper
Game Room19x16Lower
Garage48x31Main
Informal Dining Room19x16Main
Kitchen17x15Main
Laundry12x10Main
Living Room17x14Main
Primary Bath15x12Upper
Second (2nd) Bedroom19x12Upper
Storage Room23x22Lower
Sun Room16x15Main
Third (3rd) Bedroom17x11Upper
Foyer21x15Main
Great Room25x20Main
Hobby Room17x09Lower
Mud Room13x10Main

IDX
Listing Office: Lakes Sotheby's International Realty

Last Updated: August - 20 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.


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