$595,000
4787 Otter Lake Road
White Bear Lake, MN 55110
MLS# 6783694
Status: Closed
4 beds  |  3 baths  |  2826 sqft


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Property Description
Built in 2022, this home offers all the modern updates you want—without the new construction price tag. Perfectly located in the heart of White Bear Lake, you’ll enjoy fantastic walkability to Tamarack Nature Center, Downtown White Bear Lake, and scenic trails around Birch Lake, with quick access to 35E. The fully fenced yard and walkout lower level back up to mature trees, creating a private, peaceful setting. Inside, the main level is designed for entertaining with a grand front entry, custom kitchen with seating around the center island, large dining area, and vaulted great room. Retreat to the private primary suite featuring a large walk-in closet and stunning bath. A second bedroom, full bath, and laundry room with safety pans for extra protection complete the main floor. Thoughtful details extend behind the walls too—all bathrooms and the kitchen were framed with composite materials (instead of wood) to prevent warping or waving from moisture. The lower level is equally impressive, with a large family room perfect for game nights or a quite evening with a book nestled up to a fire, two additional bedrooms, a third bath, space for an office or craft area, plus plenty of storage. With countless upgrades and special touches throughout, this home is one you need to see in person to fully appreciate.

Details
Maps
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Closed
Off Market Date: 2026-03-01
Contingency: None
Current Price: $595,000
Closed Date: 2026-03-27
Original List Price: 600000
Sales Close Price: 595000
ListPrice: 589900
List Date: 2025-09-23
Office/Member Info
Association: SPAAR
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 1
Waterfront Present: No
Year Built: 2022
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Lot Dimensions: 199x80
Acres: 0.36
Bath Three Quarters: 2
Bath Half: 0
Bath Quarter: 0
Main Floor Total SqFt: 1445
Above Grd Total SqFt: 1463
Below Grd Total SqFt: 1363
Total Finished Sqft: 2526.00
FireplaceYN: Yes
Foundation Size: 1363
Style: (SF) Single Family
Garage Stalls: 3
Association Fee: 0
Bedrooms: 4
Baths Total: 3
Bath Full: 1
Total SqFt: 2826
Location, Tax and Other Information
AssocFeeYN: No
Legal Description: LOT C OF REGISTERED LAND SURVEY 293 N 80 FT TRACT C
Listing City: White Bear Lake
Map Page: 80
Municipality: White Bear Lake
School District: White Bear Lake
School District Phone: 651-407-7500
Zip Plus 4: 2947
Property ID Number: 153022310014
Tax Year: 2025
Tax Amount: 9476
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Built in 2022, this home offers all the modern updates you want—without the new construction price tag. Perfectly located in the heart of White Bear Lake, you’ll enjoy fantastic walkability to Tamarack Nature Center, Downtown White Bear Lake, and scenic trails around Birch Lake, with quick access to 35E. The fully fenced yard and walkout lower level back up to mature trees, creating a private, peaceful setting. Inside, the main level is designed for entertaining with a grand front entry, custom kitchen with seating around the center island, large dining area, and vaulted great room. Retreat to the private primary suite featuring a large walk-in closet and stunning bath. A second bedroom, full bath, and laundry room with safety pans for extra protection complete the main floor. Thoughtful details extend behind the walls too—all bathrooms and the kitchen were framed with composite materials (instead of wood) to prevent warping or waving from moisture. The lower level is equally impressive, with a large family room perfect for game nights or a quite evening with a book nestled up to a fire, two additional bedrooms, a third bath, space for an office or craft area, plus plenty of storage. With countless upgrades and special touches throughout, this home is one you need to see in person to fully appreciate.
Directions: Hwy 96 to Otter Lake Road, North to home on left just north of 4th Street.
Accessible
None: 1
Air Conditioning
Central Air: 1
Amenities Unit
Cable: 1
Kitchen Center Island: 1
Kitchen Window: 1
Main Floor Primary Bedroom: 1
Paneled Doors: 1
Primary Bedroom Walk-In Closet: 1
Tile Floors: 1
Vaulted Ceiling(s): 1
Walk-In Closet: 1
Washer/Dryer Hookup: 1
Appliances
Air-To-Air Exchanger: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Energy Star Appliances: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Assessments
Assessment Balance: 0
Tax With Assessments: 9476
Basement
Full: 1
Poured Concrete: 1
Bath Description
Main Floor Full Bath: 1
Full Primary: 1
Private Primary: 1
3/4 Basement: 1
Bathroom Ensuite: 1
Walk-In Shower Stall: 1
Building Information
Finished SqFt Above Ground: 1463
Finished SqFt Below Ground: 1063
Construction Materials
Concrete: 1
Frame: 1
Insulating Concrete Forms: 1
Construction Status
Previously Owned: 1
Dining Room Description
Informal Dining Room: 1
Kitchen/Dining Room: 1
Electric
200+ Amp Service: 1
Circuit Breakers: 1
Exterior
Brick/Stone: 1
Vinyl: 1
Family Room Characteristics
2 or More: 1
Family Room: 1
Great Room: 1
Lower Level: 1
Main Level: 1
Fencing
Chain Link: 1
Financing Terms
Conventional: 1
Fireplace Characteristics
Amusement Room: 1
Family Room: 1
Gas Burning: 1
Stone: 1
Foundation
Insulating Concrete Forms: 1
Fuel
Natural Gas: 1
Heating
Forced Air: 1
Insurance Fee
Insurance Fee: 0
Laundry
Gas Dryer Hookup: 1
Laundry Room: 1
Main Level: 1
Sink: 1
Washer Hookup: 1
Lease Details
Land Leased: Not Applicable
Lot Description
Public Transit (w/in 6 blks): 1
Tree Coverage - Medium: 1
Miscellaneous Information
DP Resource: Yes
Homestead: Yes
Ownership
Fractional Ownership: No
Parking Characteristics
Finished Garage: 1
Garage Square Feet: 702
Garage Door Opener: 1
Insulated Garage: 1
Pool Description
None: 1
Public Survey Info
Range#: 22
Section#: 15
Township#: 30
Road Frontage
City Street: 1
Paved Streets: 1
Roof
Age 8 Years or Less: 1
Asphalt Shingles: 1
Sellers Terms
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Sewer
City Sewer/Connected: 1
Special Search
Main Floor Bedroom: 1
Main Floor Laundry: 1
Main Floor Primary: 1
Primary Bdr Suite: 1
Stories
Bi-Level: 1
Water
City Water/Connected: 1
Location Tax and Other Information
House Number: 4787
Street Name: Otter Lake
Street Suffix: Road
Postal City: White Bear Lake
County: Ramsey
State: MN
Zip Code: 55110
Property Features
Accessible: None
Air Conditioning: Central Air
Amenities Unit: Cable; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Paneled Doors; Primary Bedroom Walk-In Closet; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup
Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Dryer; Energy Star Appliances; Microwave; Range; Refrigerator; Washer
Basement: Full; Poured Concrete
Bath Description: Main Floor Full Bath; Full Primary; Private Primary; 3/4 Basement; Bathroom Ensuite; Walk-In Shower Stall
Construction Materials: Concrete; Frame; Insulating Concrete Forms
Construction Status: Previously Owned
Dining Room Description: Informal Dining Room; Kitchen/Dining Room
Electric: 200+ Amp Service; Circuit Breakers
Exterior: Brick/Stone; Vinyl
Family Room Characteristics: 2 or More; Family Room; Great Room; Lower Level; Main Level
Fencing: Chain Link
Financing Terms: Conventional
Fireplace Characteristics: Amusement Room; Family Room; Gas Burning; Stone
Foundation: Insulating Concrete Forms
Fuel: Natural Gas
Heating: Forced Air
Laundry: Gas Dryer Hookup; Laundry Room; Main Level; Sink; Washer Hookup
Lot Description: Public Transit (w/in 6 blks); Tree Coverage - Medium
Parking Characteristics: Finished Garage; Garage Door Opener; Insulated Garage
Pool Description: None
Road Frontage: City Street; Paved Streets
Roof: Age 8 Years or Less; Asphalt Shingles
Sellers Terms: Cash; Conventional; FHA; VA
Sewer: City Sewer/Connected
Special Search: Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite
Stories: Bi-Level
Water: City Water/Connected
Room Information
Room Name Dimensions Level
Bathroom8x7Main
Bathroom11x6Lower
Laundry11x8Main
Second (2nd) Bedroom12x11Main
Third (3rd) Bedroom14x11Lower
Fourth (4th) Bedroom12x11Lower
Foyer12x8Main
Family Room30x17Lower
Great Room16x13Main
Primary Bath10x8Main
First (1st) Bedroom14x13Main
Kitchen14x12Main
Dining Room13x11Main

IDX
Listing Office: Edina Realty, Inc.

Last Updated: March - 27 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.


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