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Owner is an Agent?: No

Auction?: No

Status: Active

Contingency: None

Current Price: $389,900

Original List Price: 409900

ListPrice: 389900

List Date: 2026-07-27

Association: MAAR

Common Wall: No

Lot Measurement: Acres

Manufactured Home?: No

Multiple PIDs?: No

New Development: No

Number of Fireplaces: 1

Road Btwn WF & Home?: No

Waterfront YN: No

Year Built: 2021

Yearly/Seasonal: Yearly

Zoning: Residential-Single Family

Lot Dimensions: 97x130x91x120

Acres: 0.26

Bath Three Quarters: 2

Bath Half: 0

Lake/Waterfront Name: Carrigan

Bath Quarter: 0

Main Floor Total SqFt: 1417

Above Grd Total SqFt: 1417

Below Grd Total SqFt: 1417

Total SqFt: 2834

Total Finished Sqft: 2403.00

FireplaceYN: Yes

Foundation Size: 1417

Style: (SF) Single Family

Garage Stalls: 2

Power Company: Xcel Energy

Association Fee: 0

Assessment Pending: Yes

Bedrooms: 4

Baths Total: 3

Bath Full: 1

AssocFeeYN: No

Legal Description: SECT-03 TWP-118 RANGE-026 WOODLAND SHORES 2ND ADDN LOT-003 BLOCK-008

Listing City: Waverly

Map Page: 86

Municipality: Waverly

School District: Howard Lake-Waverly-Winsted

School District Phone: 320-543-3521

DNR Lake ID#: 86009700

DNR Lake Classification: Natural Environment

Zip Plus 4: 2780

Property ID Number: 116035008030

Tax Year: 2026

Tax Amount: 4576

In Foreclosure?: No

Potential Short Sale?: No

Lender Owned?: No

Public Remarks: Why wait to build when the upgrades are already done, and an assumable 2.8% mortgage may be available? Built in 2021, this beautifully finished walkout rambler offers over 2,400 finished sq. ft., 4 bedrooms and 3 baths with easy main-level living and peaceful wetland views. The open main level features a spacious living room with electric fireplace, bright kitchen and dining area, and access to a higher-end maintenance-free deck, a $15K addition overlooking the private, tree-lined setting. The primary suite, second bedroom and laundry are all conveniently located on the main level. The finished walkout offers a large family room, two additional bedrooms, bath and access to the backyard and patio. Nearly $50K in improvements include remodeled showers, fresh paint, laundry upgrades, water softener, smart-home features and a $5K shed with electricity. Qualified buyers may have the opportunity to assume the seller's approximately $210K remaining mortgage balance at 2.8%, subject to lender approval and loan terms. Move in and enjoy the upgrades without the added expense or wait of new construction!

Directions: HWY 12, South on Dempsey Ave SW, Right on Carrigan Lake Drive to home.

None: 1

Central Air: 1

Cable: 1

Ceiling Fan(s): 1

Deck: 1

Kitchen Center Island: 1

Main Floor Primary Bedroom: 1

Paneled Doors: 1

Porch: 1

Primary Bedroom Walk-In Closet: 1

Vaulted Ceiling(s): 1

Walk-In Closet: 1

Washer/Dryer Hookup: 1

Dishwasher: 1

Dryer: 1

Microwave: 1

Range: 1

Refrigerator: 1

Washer: 1

Assessment Balance: 190

Tax With Assessments: 4766

Drain Tiled: 1

Full: 1

Partially Finished: 1

Storage Space: 1

Sump Pump: 1

Main Floor 3/4 Bath: 1

Main Floor Full Bath: 1

3/4 Primary: 1

Private Primary: 1

3/4 Basement: 1

Finished SqFt Above Ground: 1417

Finished SqFt Below Ground: 986

Previously Owned: 1

Breakfast Bar: 1

Kitchen/Dining Room: 1

150 Amp Service: 1

Circuit Breakers: 1

Brick/Stone: 1

Vinyl: 1

Family Room: 1

Lower Level: 1

Electric: 1

Living Room: 1

Concrete Block: 1

Natural Gas: 1

Forced Air: 1

Insurance Fee: 0

Lake Acres: 162

Lake Depth: 0

Gas Dryer Hookup: 1

In Basement: 1

Laundry Room: 1

Main Level: 1

Sink: 1

Washer Hookup: 1

Land Leased: Not Applicable

Tree Coverage - Medium: 1

DP Resource: Yes

Homestead: Yes

Fractional Ownership: No

Garage Dimensions: 22x20

Garage Square Feet: 440

Insulated Garage: 1

Composite Decking: 1

Deck: 1

Range#: 26

Section#: 03

Township#: 118

Curbs: 1

Paved Streets: 1

Public Maintained Road: 1

Age 8 Years or Less: 1

City Sewer/Connected: 1

All Living Facilities on One Level: 1

Main Floor Bedroom: 1

Main Floor Laundry: 1

Main Floor Primary: 1

Primary Bdr Suite: 1

One: 1

City Water/Connected: 1

Lake View: 1

Lake: 1

House Number: 6501

Street Name: Carrigan Lake

Street Suffix: Drive

Postal City: Waverly

County: Wright

State: MN

Zip Code: 55390

Complex/Dev/Subdivision: Woodland Shores 2nd Add