$399,900
705 W River Street
Monticello, MN 55362
MLS# 7098345
4 beds  |  3 baths  |  2664 sqft


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Property Description
This 4-bedroom, 3-bath Mississippi Riverfront home is certain to impress. Enjoy stunning water and wildlife views from both the main level and the walkout lower level. Recent updates include a maintenance-free deck, owned water softener, new roof, new steel siding, carpet, countertops, dishwasher, and range. Each level offers a full bath. The primary bedroom features a walk-in closet and private half bath. The new maintenance-free deck is huge, and the spacious back patio provides the perfect setting for grilling, entertaining, or unwinding by the large river-facing firepit. With generous living and family rooms, this turnkey, move-in ready home offers comfort, space, and beautiful riverfront living! Schedule your showing today!

Details
Maps
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Active
Contingency: None
Current Price: $399,900
Original List Price: 424900
ListPrice: 399900
List Date: 2026-06-24
Office/Member Info
Association: SCAAR
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 1
Road Btwn WF & Home?: No
Waterfront Frontage: 68
Waterfront YN: Yes
Year Built: 1960
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Lot Dimensions: 181 x 68 x197 x 66
Acres: 0.28
Bath Three Quarters: 0
Bath Half: 1
Lake/Waterfront Name: Mississippi River
Bath Quarter: 0
Main Floor Total SqFt: 1532
Above Grd Total SqFt: 1532
Below Grd Total SqFt: 1132
Total SqFt: 2664
Total Finished Sqft: 2664.00
FireplaceYN: Yes
Foundation Size: 1532
Style: (SF) Single Family
Garage Stalls: 2
Power Company: Xcel Energy
Association Fee: 0
Assessment Pending: No
Bedrooms: 4
Baths Total: 3
Bath Full: 2
Location, Tax and Other Information
AssocFeeYN: No
Legal Description: SECT-02 TWP-121 RANGE-025 ORIGINAL PLAT MONTICELLO LT 4 & TH PRT OF NWLY 99FT OF LT6 LY SELY OF NELY EXT OF SELY LN OF SD LT3
Listing City: Monticello
Map Page: 31
Municipality: Monticello
School District: Monticello
School District Phone: 763-272-2000
DNR Lake Classification: Not Applicable
Zip Plus 4: 8779
Property ID Number: 155010059040
Tax Year: 2026
Tax Amount: 3184
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: This 4-bedroom, 3-bath Mississippi Riverfront home is certain to impress. Enjoy stunning water and wildlife views from both the main level and the walkout lower level. Recent updates include a maintenance-free deck, owned water softener, new roof, new steel siding, carpet, countertops, dishwasher, and range. Each level offers a full bath. The primary bedroom features a walk-in closet and private half bath. The new maintenance-free deck is huge, and the spacious back patio provides the perfect setting for grilling, entertaining, or unwinding by the large river-facing firepit. With generous living and family rooms, this turnkey, move-in ready home offers comfort, space, and beautiful riverfront living! Schedule your showing today!
Directions: From West Broadway Street, East On Vine Street, Left On West River Street To Home On Right.
Accessible
None: 1
Air Conditioning
Ductless: 1
Amenities Unit
Ceiling Fan(s): 1
Deck: 1
Hardwood Floors: 1
Kitchen Window: 1
Main Floor Primary Bedroom: 1
Natural Woodwork: 1
Panoramic View: 1
Patio: 1
Primary Bedroom Walk-In Closet: 1
Tile Floors: 1
Walk-In Closet: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Assessments
Assessment Balance: 0
Assessment Installment: 0
Tax With Assessments: 3184
Basement
Concrete Block: 1
Egress Windows: 1
Full: 1
Bath Description
Main Floor Full Bath: 1
1/2 Primary: 1
Private Primary: 1
Full Basement: 1
Building Information
Finished SqFt Above Ground: 1532
Finished SqFt Below Ground: 1132
Construction Status
Previously Owned: 1
Dining Room Description
Kitchen/Dining Room: 1
Living/Dining Room: 1
Electric
Circuit Breakers: 1
Elevation Highpoint to Waterfront Feet
Elevation Highpoint Waterfront Feet: 15-26
Existing Financing
VA: 1
Exterior
Brick/Stone: 1
Steel Siding: 1
Family Room Characteristics
Family Room: 1
Great Room: 1
Lower Level: 1
Fencing
Chain Link: 1
Full: 1
Wood: 1
Fireplace Characteristics
Family Room: 1
Wood Burning: 1
Foundation
Concrete Block: 1
Fuel
Natural Gas: 1
Heating
Baseboard: 1
Hot Water: 1
Insurance Fee
Insurance Fee: 0
Lake Details
Lake Depth: 0
Lease Details
Land Leased: Not Applicable
Lock Box Type
Combo: 1
Lot Description
Tree Coverage - Medium: 1
Miscellaneous Information
DP Resource: Yes
Homestead: Yes
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Dimensions: 20 x 20
Garage Square Feet: 400
Tuckunder Garage: 1
Patio, Porch and Deck Features
Composite Decking: 1
Deck: 1
Patio: 1
Public Survey Info
Range#: 25
Section#: 02
Township#: 121
Road Frontage
City Street: 1
Roof
Age 8 Years or Less: 1
Asphalt Shingles: 1
Sellers Terms
Cash: 1
Conventional: 1
FHA: 1
Rural Development: 1
VA: 1
Sewer
City Sewer/Connected: 1
Special Search
Main Floor Bedroom: 1
Main Floor Primary: 1
Primary Bdr Suite: 1
Stories
One: 1
Water
City Water/Connected: 1
Waterfront Type
River Front: 1
Waterfront View
River: 1
Location Tax and Other Information
House Number: 705
Street Direction Prefix: W
Street Name: River
Street Suffix: Street
Postal City: Monticello
County: Wright
State: MN
Zip Code: 55362
Complex/Dev/Subdivision: Original Monticello
Property Features
Accessible: None
Air Conditioning: Ductless
Amenities Unit: Ceiling Fan(s); Deck; Hardwood Floors; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Panoramic View; Patio; Primary Bedroom Walk-In Closet; Tile Floors; Walk-In Closet
Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer
Basement: Concrete Block; Egress Windows; Full
Bath Description: Main Floor Full Bath; 1/2 Primary; Private Primary; Full Basement
Construction Status: Previously Owned
Dining Room Description: Kitchen/Dining Room; Living/Dining Room
Electric: Circuit Breakers
Existing Financing: VA
Exterior: Brick/Stone; Steel Siding
Family Room Characteristics: Family Room; Great Room; Lower Level
Fencing: Chain Link; Full; Wood
Fireplace Characteristics: Family Room; Wood Burning
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Baseboard; Hot Water
Lock Box Type: Combo
Lot Description: Tree Coverage - Medium
Parking Characteristics: Tuckunder Garage
Road Frontage: City Street
Roof: Age 8 Years or Less; Asphalt Shingles
Sellers Terms: Cash; Conventional; FHA; Rural Development; VA
Sewer: City Sewer/Connected
Special Search: Main Floor Bedroom; Main Floor Primary; Primary Bdr Suite
Stories: One
Water: City Water/Connected
Waterfront Type: River Front
Waterfront View: River
Room Information
Room Name Dimensions Level
Dining Room13x14Main
Family Room17x14Lower
First (1st) Bedroom27x9Main
Fourth (4th) Bedroom12x9Lower
Game Room13x8Lower
Hearth Room11x19Main
Kitchen11x8Main
Living Room19x13Main
Second (2nd) Bedroom10x9Main
Third (3rd) Bedroom12x12Lower

IDX
Listing Office: Premier Real Estate Services

Last Updated: August - 16 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.


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