$329,900
Saint Paul, MN 55107
MLS# 7095560
4 beds | 2 baths | 5000 sqft
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Property Description
Eligible buyers may qualify for up to $15,000 in forgivable down payment assistance and a no-PMI financing option! See supplements or ask your agent for details. Rare owner-occupant opportunity in Saint Paul's West Side! This spacious up/down duplex offers approximately 3,400 finished square feet with large living areas, generous bedroom sizes, high ceilings, and spacious eat-in kitchens. Situated on a corner lot, the property features separate entrances, a private backyard, and a 2-car detached garage. Both tenants are currently month-to-month, creating flexibility for a buyer looking to occupy one unit while benefiting from rental income from the other. Tenants pay their own gas and electricity, while the owner covers water and trash. Conveniently located near downtown Saint Paul, parks, shopping, restaurants, and major commuter routes. A rare chance to own a substantial duplex with space, flexibility, and long-term potential.
Details
Maps
Documents
Contract Information
Owner is an Agent?: No
Auction?: No
Status: Active
Contingency: None
Current Price: $329,900
Original List Price: 369900
ListPrice: 329900
List Date: 2026-06-22
Office/Member Info
Association: SPAAR
General Property Information
Lot Measurement: Acres
Multiple PIDs?: No
Owner Occupied: No
Waterfront YN: No
Year Built: 1904
Yearly/Seasonal: Yearly
Zoning: Residential-Multi-Family
Lot Dimensions: 40X100
Acres: 0.09
Main Floor Total SqFt: 1600
Below Grd Total SqFt: 0
Above Ground SqFt: 5000
Total SqFt: 5000
Total Finished Sqft: 3400.00
Foundation Size: 1600
Style: (MF) Duplex Up and Down
Garage Stalls: 2
Assessment Pending: No
Bedrooms: 4
Baths Total: 2
Location, Tax and Other Information
Legal Description: WEST ST PAUL BLKS 1 THRU 99 SUBJ TO ESMT THE W 4O FT OF LOTS 1 AND LOT 2 BLK 80
Listing City: Saint Paul
Map Page: 122
Municipality: Saint Paul
School District: St. Paul
School District Phone: 651-767-8100
Zip Plus 4: 1129
Property ID Number: 072822110152
Tax Year: 2026
Tax Amount: 3292.6
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Eligible buyers may qualify for up to $15,000 in forgivable down payment assistance and a no-PMI financing option! See supplements or ask your agent for details.
Rare owner-occupant opportunity in Saint Paul's West Side! This spacious up/down duplex offers approximately 3,400 finished square feet with large living areas, generous bedroom sizes, high ceilings, and spacious eat-in kitchens. Situated on a corner lot, the property features separate entrances, a private backyard, and a 2-car detached garage. Both tenants are currently month-to-month, creating flexibility for a buyer looking to occupy one unit while benefiting from rental income from the other. Tenants pay their own gas and electricity, while the owner covers water and trash. Conveniently located near downtown Saint Paul, parks, shopping, restaurants, and major commuter routes. A rare chance to own a substantial duplex with space, flexibility, and long-term potential.
Directions: George St N to Bidwell to Winifred
Accessible
None: 1
Assessments
Assessment Balance: 1098.4
Tax With Assessments: 4391
Basement
Full: 1
Building Information
Finished SqFt Above Ground: 3400
Construction Status
Previously Owned: 1
Exterior
Stucco: 1
Fencing
Wood: 1
Foundation
Concrete Block: 1
Fuel
Natural Gas: 1
Heating
Forced Air: 1
Laundry
In Basement: 1
Lease Details
Land Leased: Not Applicable
Lot Description
Corner Lot: 1
Miscellaneous Information
DP Resource: Yes
Homestead: No
Owner Pays
Trash Collection: 1
Water: 1
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Square Feet: 440
Public Survey Info
Range#: 22
Section#: 07
Township#: 28
Rental License Type
Standard: 1
Roof
Flat: 1
Sewer
City Sewer/Connected: 1
Stories
Two: 1
Unit 1
Furnished?: No
Lease Expiration Date: 2026-06-30
Leased?: Yes
Level: Main Level
Unit Number: 1
Monthly Rent: 1250
Full Baths: 1
Total Rooms: 4
Annual Rent: 15000
Finished SqFt: 1600
No. of Units Like This: 1
Total Baths: 1
Total Bedrooms: 1
Unit Details
Total Units: 2
Water
City Water/Connected: 1
Income and Expenses
Annual Caretaker Expense: 0
Annual Electric Expense: 0
Annual Fuel Expense: 0
Annual Gross Expenses: 1000
Annual Gross Income: 33600
Annual Insurance Expense: 0
Annual Maintenance Expense: 0
Annual Repair Expense: 0
Annual Trash Expense: 0
Annual Water/Sewer Expense: 1000
Total Annual Expenses: 1000
No. of Ranges
Two: 1
No. of Refrigerators
Two: 1
Tenant Pays
Broadband: 1
Electricity: 1
Gas: 1
Heat: 1
Unit 1 Appliances
Dishwasher: 1
Range: 1
Refrigerator: 1
Unit 1 Bath Description
Main Floor Full Bath: 1
Unit 1 Cooling
Window: 1
Unit 2
Furnished?: No
Lease Expiration Date: 2026-06-30
Leased?: Yes
Level: 2nd Level
Unit Number: 2
Annual Rent: 18600
Finished SqFt: 1600
Full Baths: 1
Monthly Rent: 1550
No. of Units Like This: 1
Total Baths: 1
Total Bedrooms: 3
Total Rooms: 5
Unit 2 Appliances
Dishwasher: 1
Range: 1
Refrigerator: 1
Unit 2 Bath Description
Main Floor Full Bath: 1
Unit 2 Cooling
Window: 1
Location Tax and Other Information
House Number: 96
Street Name: Winifred
Street Suffix: Street
Street Direction Suffix: W
Postal City: Saint Paul
County: Ramsey
State: MN
Zip Code: 55107
Complex/Dev/Subdivision: West St Paul Blks 1 Thru 99
Property Features
Accessible: None
Basement: Full
Construction Status: Previously Owned
Exterior: Stucco
Fencing: Wood
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Forced Air
Laundry: In Basement
Lot Description: Corner Lot
Owner Pays: Trash Collection; Water
Rental License Type: Standard
Roof: Flat
Sewer: City Sewer/Connected
Stories: Two
Tenant Pays: Broadband; Electricity; Gas; Heat
Unit 1 Appliances: Dishwasher; Range; Refrigerator
Unit 1 Bath Description: Main Floor Full Bath
Unit 1 Cooling: Window
Unit 2 Appliances: Dishwasher; Range; Refrigerator
Unit 2 Bath Description: Main Floor Full Bath
Unit 2 Cooling: Window
Water: City Water/Connected
ONB First Time Buyer.pdf 
Listing Office: National Realty Guild
Last Updated: August - 24 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
