$325,000
Cross Lake, MN 56442
MLS# 7115888
1 / 36
Property Description
Once in a lifetime and possibly the most unique opportunity on the Whitefish Chain of Lakes to be offered in a long time. Own your very own piece of paradise, Excelsior Island sits prominently yet obscurely to the west side of Rush Lake, offering 360° views of the water. Sunrises… Sunsets… You can be in the middle of the action, but yet secluded. Included is a 120 ft.² finished and insulated building with an additional 60 ft.² loft, built in 2021, finished in reclaimed mortise & tenon timbers, barn wood, huge windows, wired for electric, vented propane heater. This is a very cool, thoughtfully designed structure with views oriented to the south, the loft facing the East for Sunrises. Sit on the patio or out on the maintenance free dock and enjoy your morning coffee. Wet your line for Crappie, Sunnies, Bass, Walleye, Northern, right off the dock. Stone firepit to grill your catch, roast some marshmallows under the stars and create lasting memories. The whole world turns back in time out here on Excelsior Island. The lake beckons you to join… This could be a very original and unique addition to your short term rental portfolio, adding it additionally to your mainland rental, or get creative. There could be a strong rental revenue opportunity. Everybody dreams of owning an island or at least staying on one for a few days, and now, here is your chance. Nice Sandy swimming all around the island, easy to beach your boats, tie up to the North or South dock, plenty of room for friends to join. No electricity, but might be possible, using solar or battery now. There is a possible building envelope with a variance. Please talk to listing agent and refer to the survey in documents. Do not go out onto the island without an appointment and being with your realtor. Video cameras in place.
Details
Maps
Documents
Contract Information
Owner is an Agent?: Yes
Auction?: No
Status: Active
Contingency: None
Current Price: $325,000
Original List Price: 325000
ListPrice: 325000
List Date: 2026-07-24
Office/Member Info
Association: GLAR
General Property Information
Comp Sale YN: No
Development: No
Lot Measurement: Acres
Multiple PIDs?: No
Plat Recorded: Yes
Road Btwn WF & Home?: No
Waterfront Frontage: 600
Waterfront YN: Yes
Yearly/Seasonal: Yearly
Zoning: Shoreline, Residential-Single Family
Lot Dimensions: Oval/Round
Acres: 0.53
Lake/Waterfront Name: Rush-Hen
Power Company: Crow Wing Power
Association Fee: 0
Assessment Pending: No
Location, Tax and Other Information
AssocFeeYN: No
Legal Description: GOV. LOT 1, SEC 137, TOWNSHIP 18, RANGE 027.
Originally 3.1 acres before the Crosslake dam was built.
Listing City: Cross Lake
Map Page: 999
Municipality: Crosslake
School District: Pequot Lakes
School District Phone: 218-568-4996
DNR Lake ID#: 18031100
DNR Lake Classification: General Development
Zip Plus 4: 7033
Property ID Number: 14180670
Tax Year: 2026
Tax Amount: 615
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Once in a lifetime and possibly the most unique opportunity on the Whitefish Chain of Lakes to be offered in a long time. Own your very own piece of paradise, Excelsior Island sits prominently yet obscurely to the west side of Rush Lake, offering 360° views of the water. Sunrises… Sunsets… You can be in the middle of the action, but yet secluded. Included is a 120 ft.² finished and insulated building with an additional 60 ft.² loft, built in 2021, finished in reclaimed mortise & tenon timbers, barn wood, huge windows, wired for electric, vented propane heater. This is a very cool, thoughtfully designed structure with views oriented to the south, the loft facing the East for Sunrises. Sit on the patio or out on the maintenance free dock and enjoy your morning coffee. Wet your line for Crappie, Sunnies, Bass, Walleye, Northern, right off the dock. Stone firepit to grill your catch, roast some marshmallows under the stars and create lasting memories. The whole world turns back in time out here on Excelsior Island. The lake beckons you to join…
This could be a very original and unique addition to your short term rental portfolio, adding it additionally to your mainland rental, or get creative. There could be a strong rental revenue opportunity. Everybody dreams of owning an island or at least staying on one for a few days, and now, here is your chance. Nice Sandy swimming all around the island, easy to beach your boats, tie up to the North or South dock, plenty of room for friends to join. No electricity, but might be possible, using solar or battery now. There is a possible building envelope with a variance. Please talk to listing agent and refer to the survey in documents.
Do not go out onto the island without an appointment and being with your realtor. Video cameras in place.
Directions: By boat only, reach out to listing agent you need assistance by Boat to do your showing. Located off the eastern tip of Milinda Shores peninsula, and southeast of the Rush Lake channel as you go towards Whitefish Lake, on Rush Lake, Whitefish Chain
Assessments
Assessment Balance: 0
Tax With Assessments: 640
Builder Information
Builder Restrictions: Open
Development Status
Finished Lot(s): 1
Elevation Highpoint to Waterfront Feet
Elevation Highpoint Waterfront Feet: 4-10
Elevation Highpoint to Waterfront Slope
Gradual: 1
Insurance Fee
Insurance Fee: 0
Lake Details
Excellent Sand: 1
Lake Acres: 857
Lake Chain Acreage: 14442
Lake Chain Name: Whitefish
Lake Depth: 105
Undeveloped: 1
Lease Details
Land Leased: Not Applicable
Lock Box Type
None: 1
Lot Description
Accessible Shoreline: 1
Island/Peninsula: 1
Property Adjoins Public Land: 1
Tree Coverage - Medium: 1
Miscellaneous Information
Homestead: No
Outbuildings
Bunk House: 1
Other: 1
Ownership
Fractional Ownership: No
Public Survey Info
Range#: 27
Section#: 18
Township#: 137
Restriction/Covenants
None: 1
Road Frontage
None: 1
Sellers Terms
Cash: 1
Soil Type
Sand: 1
Topography
Wooded: 1
High Ground: 1
Level: 1
Waterfront Type
Lake Front: 1
Lake View: 1
Dock: 1
Waterfront View
Lake: 1
Panoramic: 1
North: 1
South: 1
East: 1
West: 1
See Remarks: 1
Available Utilities
None Connected: 1
Solar Available: 1
Improvements
None: 1
Land Inclusions
Boat Slip: 1
Deck: 1
Dock: 1
For Sale Sign: 1
Survey: 1
Topographic Map: 1
Property SubType
Lake Property: 1
Recreational: 1
Surface Water
Lake: 1
Location Tax and Other Information
House Number: TBD
Street Name: Excelsior Island
Postal City: Cross Lake
County: Crow Wing
State: MN
Zip Code: 56442
Property Features
Available Utilities: None Connected; Solar Available
Development Status: Finished Lot(s)
Elevation Highpoint to Waterfront Slope: Gradual
Improvements: None
Lake Details: Excellent Sand; Undeveloped
Land Inclusions: Boat Slip; Deck; Dock; For Sale Sign; Survey; Topographic Map
Lock Box Type: None
Lot Description: Accessible Shoreline; Island/Peninsula; Property Adjoins Public Land; Tree Coverage - Medium
Outbuildings: Bunk House; Other
Property SubType: Lake Property; Recreational
Road Frontage: None
Sellers Terms: Cash
Soil Type: Sand
Surface Water: Lake
Topography: Wooded; High Ground; Level
Waterfront Type: Lake Front; Lake View; Dock
Waterfront View: Lake; Panoramic; North; South; East; West; See Remarks
Excelsior Island Survey.pdf 
Listing Office: Edina Realty, Inc.
Last Updated: August - 15 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
